ITIN LOANS
ITIN Loans are here!
Breaking the barrier to homeowership!
Program Highlights
- Purchase, Rate & Term, and Cash Out Refinance
- 620 Minimum FICO
- LTV to 85%, DTI to 43% (Up to 55% with mitigating risk factors)
- Full Doc and Alt-Doc 24 months bank statements only
- ITIN Number must show on all 1040's
- Non Documented VISA or Residency Status OK
- Credit Report must be pulled using IRS issued ITIN Number
- Owner Occupied & Non-Owner allowed
- All Borrowers must have at least 4 open and traditional and non-traditional trade lines
- Up to 3 non-traditional credit trade-lines allowed
- Blended Income allowed
- First Time homebuyer limited to 80% LTV
Programs and rates are subject to change without notice. Turn time estimates are not warranted or guaranteed. Restriction may apply
